Apprenez la gestion de votre argent

High School

Each grade level looks at three larghe themes : make a budget, manage credit and learn how to invest.

The training sessions are offered as extracurricular activities and the students receive a certificate of participation.  The academic results obtained in the final exam are converted to tokens which, in turn, allow the students to receive units from the Académie du Trésor investment account. Thus, the students hold real assets in a diversified investment portfolio.

To learn and then to get a redeemable cash value out of it are fundamental to the  Académie du Trésor, because they allow you to go from theory to practice.

The token we give to the student has many purposes : it catches the attention of the child as it is tangible motivating; it also helps him understand the notions he learned during the program. Over the levels, the student will acquire precious knowledge that will allow him to understand the principles of financial planning and how to build up an investment portfolio.  The student will gradually learn those notions while participating to various practical learning exercices and meeting with professionals from the industry.

High School – Blue Level

age 12 to 17 / Last year of that level / 15 hours

High School – Green Level

age 12 to 17 / 15 hours

  1. Consumption and creditinfoThis course covers, in a first step, the notion of consumption by identifying five types of buyers. Students are invited to take a quiz to find out what kind of consumers they really are. Once every student finds where he stands, he can analyze how he spends in order to build on his strengths and overcome his weaknesses in that field. In the second half of the course, we talk about credit, mainly about credit cards, knowing that it is the first form of credit used by youngsters. Students will learn how to use a credit card wisely to avoid falling into a debt trap.
  2. Identity crime – Bank of Canada workshopinfoThis course, in collaboration with the Bank of Canada, aims at showing kids how to identify, signal and stop identity crime. Young people often use social media, so they must be aware of that type of crime. Every student who participates in that workshop will receive, from the hands of his teacher, an official certificate from the Bank of Canada. The certificate is a plus value to the student’s curriculum vitae.
  3. Investment principlesinfoThe course is about regular and compound interests, and the Rule of 72.
  4. How to open an RESPinfoThis course demystifies how a student can open an RESP, with the help of his parents or a member of his entourage, and what types of investments can be part of the registered plan.
  5. Investment types ; analyzing the Andex chartinfoIntroduction to various types of investments offered on the market. With the Andex chart, students can compare inflation with various types of investments. We also learn about the relationship between risk and yield and we explain the meaning of diversification.

High School – Red Level